Chances are that if you are here, you are also a doc wife, so this site is named after you and me. You also:

  • Are in charge of everything
  • Have a DrSpouse who works “80” hours a week
  • Are a solo parent who is wearing many hats and juggling many balls

As the family’s CEO, it is up to you to manage everything.

Finances is only one of the many issues you deal with. You have six-figure student loan that feels crushing and overwhelming, late retirement savings, and insurance salesmen who are targeting you. You want to learn the ropes but don’t know how or where to start. With all the information out there, who has the time to wade through all of it? It’s also hard to find info specifically for families instead of single people, males, or breadwinners.

That’s why I’m here. If that’s you, I’m writing for you to help strengthen your family and empower you with your money. You matter to me.

I have a lot of work to do.

This is my mission: Help busy families go through the medical journey easier, wealthier, and happier.

You can binge from the beginning here if you are new.


I’m Theresa. I married my husband who makes me laugh every day. We have three young kids. I work as a recruiter by day. I blog here and write doctor CVs at night.

Currently, we call Cleveland our home. Where we will put our roots is up in the air. Right now, I’m just here for the adventure.

I am a wanderlust and dream of traveling around the world. I use credit card hacks so we can plan our next trip (cruising and Rome has a solid chunk of our hearts, for the record). We fly for FREE or very cheap with all of our kids in tow.

Together at the Colosseum

A few more trivia about me:

  1. I am an engineer by trade but no longer “practice” it.
  2. In the 1980s, I came over from Vietnam with my parents as refugees.
  3. I love photography and am saving up for this camera lens.
  4. The library is one of my favorite places.
  5. I am left-handed but write with my right.
  6. I am a stickler for romantic period movies.
  7. I’m an ice cream expert (eating it, not making it).



When my husband started medical school, I didn’t know anything about finances. As I was starting to uncover what student loans we signed for, it made me sick how little either of us understood how to handle it.

My husband is not alone. Like most other doctors, he spent a decade learning how to be really good at medicine, but didn’t take a single course on how to deal with our finances. He’s also not interested in money.

I began learning and I stumbled upon White Coat Investor, Bogleheads, and the FIRE (financial independent / retire early) movement. Since then, I became a finance enthusiast.

We were lucky to not have made any major mistakes. We carry no credit card debt and we are saving for retirement even during residency and fellowship training.

If I can learn all this, you can learn, too. And you can avoid all major mistakes.

In April 2015, I started a Facebook community called Physician Finance to help others increase their financial literacy. If you are also a physician or physician’s spouse, join our private community.  It is a great space to crowdsource and learn.


After a few years of contributing to this Facebook community, I wondered: “Why don’t I collect my thoughts into one place?” So I founded DocWife in November 2017 that would be inspiring, entertaining — and above all — outrageously helpful to you.

In March 2018, I heard you needed a small group where you feel comfortable talking without oversharing. So I created a very small Facebook community just for doc wives called Doc Wives Talk Money.




In 2006, my husband and I met and fell silly in love during undergrad when we were engineering students. He was electrical, I was biomedical. Like everybody in our class, we graduated and entered the corporate world together. We had two tech salaries and felt like we finally made it.

In 2008, the great recession hit and there was a financial crisis. Thousands were laid off, including him.

That experience really changed him. Weeks after, he said to me:

“I’m thinking of going to med school.”

Since that moment, the guy who I loved — who hadn’t even taken a biology class yet — became pre-med.

Although the blog is called DocWife and I am a doc wife, I did not marry one. I made one.

We got married at the beginning of medical school in 2011 and had three kids during training. The first came during medical school, second during internal medicine residency, and third during nutrition/research fellowship. Fast toward to today and his career goal is to become a GI doc.

On a date while we were engaged
Apparently my mouth is always smiling wide open


1. If you haven’t already, you need to order this book. It was the “a ha!” moment behind starting DocWife.

2. Sign up to get my emails so you don’t miss any of my best, most shareable posts. You will get a maximum of one email per week. Opt-out any time.

3. Find and follow me on FacebookTwitter, and Pinterest. I’m a real person so if you interact with me there, I will respond!

4. Join me in the private Facebook communities Physician Finance (for both you and your DrSpouse) and Doc Wives Talk Money (a small close-knit group for doc wives like you and me. Women only 🙂 )