If you are a woman and have ever been told, “It’s nice you’re married to a doctor.” I write for you.

It is nice, but not for the reasons one would think.

As a doctor’s wife, you:

  • Are in charge of everything
  • Have a DrSpouse who works “80” hours a week
  • Are a solo parent who is wearing many hats and juggling many balls

Finances is just a part of the massive “everything” that falls under your duties as Family CEO. And your situation is different because you have bananas-high student loans and late retirement savings, as well as unique financial products targeted at your family.

It’s a lot to manage.

Hi there, I’m Theresa.

I learned a lot about money through trial and error. I don’t have any licenses and I am not a coach.

But I value education and got my Bachelors in Biomedical Engineering. I share that with you because my mind is analytical and I like to solve problems. If there is one thing I hate, and that’s convoluted, especially when it comes to finances that is needlessly complicated.

I’m writing to help demystify the whole money thing and to help strengthen your family, especially during training years.

This is my mission: Help busy families go through the medical journey easier, wealthier, and happier.

I have a lot of work to do.

Here’s a little bit about my story.

My family and I came over from Vietnam as “boat people” — refugees who escaped the war wooden fisherman boats — in 1984.

My husband’s dad came over in 1975 because he was a part of the Vietnamese Navy. He worked super hard with two-fulltime jobs to bring his mom and older siblings over eight years later. They were so happy to be rejoined that my husband would be born one year after his parents rejoined.

We grew up in very similar, frugal households. But we didn’t meet until one fateful summer day in 2006, my husband and I met and fell silly in love when we were undergrads.

Like everybody in our class, we graduated and entered the corporate world together. We had two tech salaries and felt like we finally made it.

In 2008, the great recession hit and there was a financial crisis. Thousands were laid off, including him. That experience really changed him. Weeks after, he said to me:

“I’m thinking of going to med school.”

Since that moment, the guy who I loved — who hadn’t even taken a biology class yet — became pre-med. Although the blog is called DocWife and I am a doc wife, I did not marry one. I made one.

We got married at the beginning of medical school in 2011 and had three kids during training. The first came during medical school, second during internal medicine residency, and third during research fellowship. Fast foward to today, 2018, and he is working to become a hospitalist and eventually a GI doc.

During this whole time during the medical journey, we were navigating all the major events in life:

  • Applying to medical school.
  • Finding a job that would be remote so I can support him.
  • Buying a house.
  • Buying a new car because my husband totalled his due to ice.
  • Having three beautiful kids — one in medical school, one in residency, one in fellowship.
  • Matching into his specialty and moving to be where he trains.
  • Managing and repaying his student loans.
  • Negotiating his contract.

My family is everything.

That’s why when it came to taking care of them, my husband was like most doctors and didn’t have time to deal with our finances. So it was up to me.

I began learning and I stumbled upon White Coat Investor, Bogleheads, and the FIRE (financial independent / retire early) movement. Since then, I became a finance enthusiast.

We were lucky to not have made any major mistakes. We carry no credit card debt and we are saving for retirement even during residency and fellowship training.

If I can learn all this, you can learn, too. And you can avoid all major mistakes.

On a date while we were engaged
During our wedding reception

Where to go from here?

Now, you are likely a doctor’s wife, so the name DocWife.com is for you just as much as it is for me. We can work together to achieve our goals of getting through the medical journey easier, wealthier, and happier.

1. If you haven’t already, you need to order this book. It was the “a ha!” moment to my finances.

2. Sign up to get my emails so you don’t miss any of my best, most shareable posts. You will get a maximum of one email per week. Opt-out any time.

3. Find and follow me on FacebookTwitter, and Pinterest. I’m a real person so if you interact with me there, I will respond!

4. Join me in the private Facebook communities Physician Finance (for both you and your DrSpouse) and Doc Wives Talk Money (a small close-knit group, women only 🙂 )