Student Loans Resources

Hire Someone

Student loans is complex and always changing. The minute you learn something, it changes. (That’s why I have a hard time writing posts and having to go back and re-edit them a couple months later!)

For that reason, this is one area I recommend hiring out instead of DIY. It’ll cost you a couple hundred bucks but you have the reassurance you have done it right. And you can say “goodbye” to the stress and anxiety your loans are causing you.

I recommend Travis Hornsby of the Student Loan Planner. His team only deals with high student loans and consists of CFP® and CFA professionals. We used Travis and have no problem recommending him.

Refinancing Options for Medical Families

I have negotiated large cash back bonus rates if you refinance through my affiliate links below. Many other bloggers also offer this, but you may find that my bonuses are more generous. Note: Refinancing your loans to a private lender is irreversible so make 100% sure refinancing is right for you.

Below rates updated 10/24/2019

Laurel Road
Variable rates 2.25%-6.65%
Fixed rates 3.50%—7.02%
$350 sign-up bonus

Variable rates 2.14% to 7.944%
Fixed rates 3.46% to 7.944%


Variable rates start at 2.37%-9.72%
Fixed rates start at 3.49%-9.99%
$250 sign-up bonus


Variable rates 2.25% – 7.41%
Fixed rates 3.48% – 7.02%
Up to $500 sign-up bonus